Cryptopay Card vs Holyheld Card

The short answer

Winner: Holyheld Card — 6.9/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Cryptopay Card logo
Cryptopay Card
KYC
Holyheld Card logo
Holyheld Card
Email only
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
1%
ATM fee
2.5%
1%
FX fee
3%
2.5%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$10k
Monthly limit
Unlimited
Unlimited
KYC
KYC
Email only
Card type
Prepaid
Debit
Custody
Custodial
Non-custodial
Conversion fee
1.95%
0.5%
ATM per transaction
$200
$400
Network
visa
mastercard
IBAN
✗
✓
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
17
17
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
BTC, ETH, SOL, USDC, USDT
Get Cryptopay Card
Get Holyheld Card

Cryptopay Card vs Holyheld Card FAQ

On our composite score Holyheld Card edges ahead (6.9/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.