Cryptopay Card vs Kinesis Card

The short answer

Winner: Kinesis Card — 5.2/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Cryptopay Card logo
Cryptopay Card
KYC
KC
Kinesis Card
KYC
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
2%
ATM fee
2.5%
Free
FX fee
3%
1%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$15k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Prepaid
Custody
Custodial
Custodial
Conversion fee
1.95%
2.17%
ATM per transaction
$200
Unlimited
Network
visa
mastercard
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
17
17
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
BTC, ETH, USDC, USDT, XRP
Get Cryptopay Card
Get Kinesis Card

Cryptopay Card vs Kinesis Card FAQ

On our composite score Kinesis Card edges ahead (5.2/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.