Cryptopay Card vs Onboard Card

The short answer

Winner: Onboard Card — 5.5/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Cryptopay Card logo
Cryptopay Card
KYC
Onboard Card logo
Onboard Card
KYC
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
0%
ATM fee
2.5%
Free
FX fee
3%
2%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$5k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Prepaid
Custody
Custodial
Non-custodial
Conversion fee
1.95%
0.35%
ATM per transaction
$200
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✗
✗
Google Pay
✗
✗
Countries
17
41
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
USDC, USDT
Get Cryptopay Card
Get Onboard Card

Cryptopay Card vs Onboard Card FAQ

On our composite score Onboard Card edges ahead (5.5/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.