Cryptopay Card vs Ready Card

The short answer

Winner: Ready Card — 6.6/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Cryptopay Card logo
Cryptopay Card
KYC
Ready Card logo
Ready Card
KYC
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
3%
ATM fee
2.5%
2%
FX fee
3%
1%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$10k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Debit
Custody
Custodial
Non-custodial
Conversion fee
1.95%
Free
ATM per transaction
$200
$200
Network
visa
mastercard
IBAN
Apple Pay
Google Pay
Countries
17
17
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
BTC, ETH, USDC, USDT

Cryptopay Card vs Ready Card FAQ

On our composite score Ready Card edges ahead (6.6/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.