Cryptopay Card vs Tap Card
The short answer
Winner: Tap Card — 6.7/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Cryptopay Card
KYC
Tap Card
Email only
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
8%
ATM fee
2.5%
Free
FX fee
3%
1.99%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$15k
Monthly limit
Unlimited
Unlimited
KYC
KYC
Email only
Card type
Prepaid
Prepaid
Custody
Custodial
Custodial
Conversion fee
1.95%
2.39%
ATM per transaction
$200
$600
Network
visa
mastercard
IBAN
✗
✓
Apple Pay
✗
✗
Google Pay
✗
✗
Countries
17
17
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
BTC, ETH, SOL, USDC, USDT, XRP
Cryptopay Card vs Tap Card FAQ
On our composite score Tap Card edges ahead (6.7/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.