Cryptopay Card vs ZEN Card
The short answer
Winner: ZEN Card — 6.7/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Cryptopay Card
KYC
ZEN Card
KYC
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
0%
ATM fee
2.5%
1.5%
FX fee
3%
0.5%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$10k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Debit
Custody
Custodial
Custodial
Conversion fee
1.95%
2.5%
ATM per transaction
$200
Unlimited
Network
visa
mastercard
IBAN
✗
✓
Apple Pay
✗
✓
Google Pay
✗
✓
Countries
17
25
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
BTC, ETH, USDC, USDT
Cryptopay Card vs ZEN Card FAQ
On our composite score ZEN Card edges ahead (6.7/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.