Fold Card vs Bybit Card
The short answer
Winner: Bybit Card — 7/10 versus 6.8/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Fold Card
KYC
Bybit Card
KYC
Score
Annual fee
$149
Free
Monthly fee
Free
Free
Cashback
0%
3%
ATM fee
Free
2%
FX fee
3%
0.5%
Per transaction
$15k
Unlimited
Daily limit
$15k
$10k
Monthly limit
$50k
$50k
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
1.5%
0.9%
ATM per transaction
$400
$1.2k
Network
visa
mastercard
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
1
17
Coins
BTC
BNB, BTC, ETH, USDC, USDT
Fold Card vs Bybit Card FAQ
On our composite score Bybit Card edges ahead (7/10 vs 6.8/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.