Fold Card vs Tria Card
The short answer
Winner: Tria Card — 7.2/10 versus 6.8/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Fold Card
KYC
Tria Card
KYC
Score
Annual fee
$149
Free
Monthly fee
Free
$2
Cashback
0%
6%
ATM fee
Free
1%
FX fee
3%
2%
Per transaction
$15k
Unlimited
Daily limit
$15k
$1000k
Monthly limit
$50k
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
1.5%
Free
ATM per transaction
$400
$300
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
1
41
Coins
BTC
USDC, USDT
Fold Card vs Tria Card FAQ
On our composite score Tria Card edges ahead (7.2/10 vs 6.8/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.