Gate Card vs Jam Card
The short answer
Winner: Jam Card — 6.3/10 versus 5.7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Gate Card
KYC
Jam Card
No KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
1%
0%
ATM fee
1%
Free
FX fee
2%
2.5%
Per transaction
Unlimited
Unlimited
Daily limit
$10k
$250k
Monthly limit
Unlimited
Unlimited
KYC
KYC
No KYC
Card type
Debit
Prepaid
Custody
Custodial
Non-custodial
Conversion fee
0.9%
4.2%
ATM per transaction
$400
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
17
41
Coins
BNB, BTC, ETH, SOL, USDC, USDT, XRP
USDT
Key differences: Gate Card vs Jam Card
| Gate Card | Jam Card | |
|---|---|---|
| Cashback | 1% | 0% |
| FX fee | 2% | 2.5% |
| KYC | Required | No KYC |
| Custody | Custodial | Self-custody |
Which one should you choose?
Jam Card scores 6.3/10 versus 5.7/10 overall — but the better choice depends on what matters most to you.
Pick Gate Card for:
higher cashback, broader coin support, a physical card.
Pick Jam Card for:
no KYC and more privacy, wider country coverage, keeping custody of your own keys, instant virtual issuance.
Gate Card vs Jam Card FAQ
On our composite score Jam Card edges ahead (6.3/10 vs 5.7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.