Gemini Credit Card vs Bitsa Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 6.6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Gemini Credit Card
KYC
Bitsa Card
No KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
4%
0%
ATM fee
3%
1%
FX fee
Free
2%
Per transaction
Unlimited
$1.5k
Daily limit
Unlimited
$500
Monthly limit
Unlimited
$1k
KYC
KYC
No KYC
Card type
Credit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
3%
ATM per transaction
Unlimited
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✓
✗
Google Pay
✓
✗
Countries
1
21
Coins
BTC, ETH, MATIC, SOL, USDC, XRP
BTC, ETH
Gemini Credit Card vs Bitsa Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 6.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.