Gnosis Pay vs Jam Card
The short answer
Winner: Gnosis Pay — 7.6/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Gnosis Pay
KYC
Jam Card
No KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
2%
0%
ATM fee
2%
Free
FX fee
Free
2.5%
Per transaction
Unlimited
Unlimited
Daily limit
$8k
$250k
Monthly limit
Unlimited
Unlimited
KYC
KYC
No KYC
Card type
Debit
Prepaid
Custody
Non-custodial
Non-custodial
Conversion fee
Free
4.2%
ATM per transaction
$200
Unlimited
Network
visa
visa
IBAN
✓
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
15
41
Coins
ETH, USDC
USDT
Gnosis Pay vs Jam Card FAQ
On our composite score Gnosis Pay edges ahead (7.6/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.