Jam Card vs KeyOne
The short answer
Winner: Jam Card — 6.3/10 versus 6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Jam Card
No KYC
KeyOne
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
0%
ATM fee
Free
Free
FX fee
2.5%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$250k
Unlimited
Monthly limit
Unlimited
$30k
KYC
No KYC
KYC
Card type
Prepaid
Prepaid
Custody
Non-custodial
Non-custodial
Conversion fee
4.2%
Free
ATM per transaction
Unlimited
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✗
Countries
41
41
Coins
USDT
USDC, USDT
Jam Card vs KeyOne FAQ
On our composite score Jam Card edges ahead (6.3/10 vs 6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.