Jam Card vs Krak Card
The short answer
Winner: Krak Card — 7.1/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Jam Card
No KYC
Krak Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
2%
ATM fee
Free
Free
FX fee
2.5%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$250k
$12k
Monthly limit
Unlimited
Unlimited
KYC
No KYC
KYC
Card type
Prepaid
Debit
Custody
Non-custodial
Custodial
Conversion fee
4.2%
1%
ATM per transaction
Unlimited
$350
Network
visa
mastercard
IBAN
✗
✓
Apple Pay
✓
✓
Google Pay
✗
✗
Countries
41
17
Coins
USDT
BTC, ETH, SOL, USDC, USDT, XRP
Jam Card vs Krak Card FAQ
On our composite score Krak Card edges ahead (7.1/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.