KeyOne vs Ether.fi Card
The short answer
Winner: Ether.fi Card — 7.4/10 versus 6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
KeyOne
KYC
Ether.fi Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
2%
ATM fee
Free
2%
FX fee
Free
Free
Per transaction
Unlimited
Unlimited
Daily limit
Unlimited
$30k
Monthly limit
$30k
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Credit
Custody
Non-custodial
Non-custodial
Conversion fee
Free
Free
ATM per transaction
Unlimited
$100
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
41
10
Coins
USDC, USDT
ETH, USDC
KeyOne vs Ether.fi Card FAQ
On our composite score Ether.fi Card edges ahead (7.4/10 vs 6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.