KeyOne vs Gnosis Pay
The short answer
Winner: Gnosis Pay — 7.6/10 versus 6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
KeyOne
KYC
Gnosis Pay
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
2%
ATM fee
Free
2%
FX fee
Free
Free
Per transaction
Unlimited
Unlimited
Daily limit
Unlimited
$8k
Monthly limit
$30k
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Debit
Custody
Non-custodial
Non-custodial
Conversion fee
Free
Free
ATM per transaction
Unlimited
$200
Network
visa
visa
IBAN
✗
✓
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
41
15
Coins
USDC, USDT
ETH, USDC
KeyOne vs Gnosis Pay FAQ
On our composite score Gnosis Pay edges ahead (7.6/10 vs 6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.