KeyOne vs Plutus Card
The short answer
Winner: Plutus Card — 7.2/10 versus 6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
KeyOne
KYC
Plutus Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
$6.99
Cashback
0%
3%
ATM fee
Free
2.5%
FX fee
Free
2.5%
Per transaction
Unlimited
$500k
Daily limit
Unlimited
$500k
Monthly limit
$30k
$1000k
KYC
KYC
KYC
Card type
Prepaid
Debit
Custody
Non-custodial
Custodial
Conversion fee
Free
Free
ATM per transaction
Unlimited
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
41
15
Coins
USDC, USDT
BTC, ETH, USDT
KeyOne vs Plutus Card FAQ
On our composite score Plutus Card edges ahead (7.2/10 vs 6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.