Ledger Crypto Life Card vs Plutus Card
The short answer
Winner: Plutus Card — 7.2/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Ledger Crypto Life Card
KYC
Plutus Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
$6.99
Cashback
1%
3%
ATM fee
1.5%
2.5%
FX fee
1.75%
2.5%
Per transaction
Unlimited
$500k
Daily limit
Unlimited
$500k
Monthly limit
Unlimited
$1000k
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
2%
Free
ATM per transaction
Unlimited
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
24
15
Coins
BTC, ETH, SOL, USDC, USDT
BTC, ETH, USDT
Ledger Crypto Life Card vs Plutus Card FAQ
On our composite score Plutus Card edges ahead (7.2/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.