MetaMask Card vs Kolo Card
The short answer
Winner: MetaMask Card — 7.6/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
MetaMask Card
KYC
Kolo Card
Email only
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
2%
ATM fee
2%
Free
FX fee
Free
1%
Per transaction
$10k
Unlimited
Daily limit
$15k
$50k
Monthly limit
Unlimited
Unlimited
KYC
KYC
Email only
Card type
Debit
Debit
Custody
Non-custodial
Custodial
Conversion fee
Free
0.32%
ATM per transaction
$400
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
24
41
Coins
ETH, USDC, USDT
BTC, ETH, SOL, USDC, USDT
MetaMask Card vs Kolo Card FAQ
On our composite score MetaMask Card edges ahead (7.6/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.