MetaMask Card vs SpectroCoin Card

The short answer

Winner: MetaMask Card — 7.6/10 versus 5.9/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

MetaMask Card logo
MetaMask Card
KYC
SpectroCoin Card logo
SpectroCoin Card
KYC
Score
Annual fee
Free
$13.8
Monthly fee
Free
$1.15
Cashback
0%
0%
ATM fee
2%
1%
FX fee
Free
1%
Per transaction
$10k
Unlimited
Daily limit
$15k
$25k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Non-custodial
Custodial
Conversion fee
Free
1.5%
ATM per transaction
$400
$1k
Network
mastercard
visa
IBAN
✗
✓
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
24
17
Coins
ETH, USDC, USDT
BTC, ETH, USDC, USDT
Get MetaMask Card
Get SpectroCoin Card

MetaMask Card vs SpectroCoin Card FAQ

On our composite score MetaMask Card edges ahead (7.6/10 vs 5.9/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.