MetaMask Card vs xPortal Card
The short answer
Winner: MetaMask Card — 7.6/10 versus 6.5/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026

MetaMask Card
KYC

xPortal Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
0.2%
ATM fee
2%
1%
FX fee
Free
2.5%
Per transaction
$10k
Unlimited
Daily limit
$15k
$5k
Monthly limit
Unlimited
$10k
KYC
KYC
KYC
Card type
Debit
Prepaid
Custody
Non-custodial
Non-custodial
Conversion fee
Free
1.49%
ATM per transaction
$400
$200
Network
mastercard
mastercard
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
24
17
Coins
ETH, USDC, USDT
BTC, ETH, MATIC, USDC, USDT
MetaMask Card vs xPortal Card FAQ
On our composite score MetaMask Card edges ahead (7.6/10 vs 6.5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.