MEXC Card vs Payy Card
The short answer
Winner: Payy Card — 6/10 versus 5/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
MEXC Card
KYC
Payy Card
KYC
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
0%
ATM fee
Free
Free
FX fee
Free
1%
Per transaction
Unlimited
Unlimited
Daily limit
$3k
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Debit
Custody
Custodial
Non-custodial
Conversion fee
1%
Free
ATM per transaction
Unlimited
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✓
✗
Countries
17
41
Coins
USDT
USDC, USDT
MEXC Card vs Payy Card FAQ
On our composite score Payy Card edges ahead (6/10 vs 5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.