MEXC Card vs Xapo Card
The short answer
Winner: Xapo Card — 6/10 versus 5/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
MEXC Card
KYC
Xapo Card
KYC
Score
Annual fee
Free
$1000
Monthly fee
$1
Free
Cashback
0%
1%
ATM fee
Free
2%
FX fee
Free
Free
Per transaction
Unlimited
Unlimited
Daily limit
$3k
$750k
Monthly limit
Unlimited
$300k
KYC
KYC
KYC
Card type
Prepaid
Debit
Custody
Custodial
Custodial
Conversion fee
1%
0.1%
ATM per transaction
Unlimited
$800
Network
mastercard
visa
IBAN
✗
✓
Apple Pay
✗
✗
Google Pay
✓
✗
Countries
17
41
Coins
USDT
BTC, USDC, USDT
MEXC Card vs Xapo Card FAQ
On our composite score Xapo Card edges ahead (6/10 vs 5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.