Nexo Card vs Krak Card

The short answer

Winner: Nexo Card — 7.6/10 versus 7.1/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Nexo Card logo
Nexo Card
KYC
Krak Card logo
Krak Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
2%
2%
ATM fee
2%
Free
FX fee
0.2%
Free
Per transaction
$10k
Unlimited
Daily limit
$10k
$12k
Monthly limit
$60k
Unlimited
KYC
KYC
KYC
Card type
Credit
Debit
Custody
Custodial
Custodial
Conversion fee
0.75%
1%
ATM per transaction
$800
$350
Network
visa
mastercard
IBAN
Apple Pay
Google Pay
Countries
19
17
Coins
BNB, BTC, ETH, USDC, USDT
BTC, ETH, SOL, USDC, USDT, XRP

Nexo Card vs Krak Card FAQ

On our composite score Nexo Card edges ahead (7.6/10 vs 7.1/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.