Plutus Card vs Coinbase Card
The short answer
Winner: Coinbase Card — 7.6/10 versus 7.2/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Plutus Card
KYC
Coinbase Card
KYC
Score
Annual fee
Free
Free
Monthly fee
$6.99
Free
Cashback
3%
4%
ATM fee
2.5%
1.5%
FX fee
2.5%
Free
Per transaction
$500k
Unlimited
Daily limit
$500k
Unlimited
Monthly limit
$1000k
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
2.49%
ATM per transaction
Unlimited
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
15
14
Coins
BTC, ETH, USDT
BTC, ETH, USDC, USDT
Plutus Card vs Coinbase Card FAQ
On our composite score Coinbase Card edges ahead (7.6/10 vs 7.2/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.