Trustee Plus Card vs Gemini Credit Card
The short answer
Winner: Trustee Plus Card — 7/10 versus 6.6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Trustee Plus Card
KYC
Gemini Credit Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
4%
ATM fee
1.5%
3%
FX fee
Free
Free
Per transaction
Unlimited
Unlimited
Daily limit
Unlimited
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Credit
Custody
Non-custodial
Custodial
Conversion fee
1%
Free
ATM per transaction
Unlimited
Unlimited
Network
mastercard
mastercard
IBAN
✓
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
20
1
Coins
BTC, ETH, SOL, TON, USDC, USDT, XRP
BTC, ETH, MATIC, SOL, USDC, XRP
Trustee Plus Card vs Gemini Credit Card FAQ
On our composite score Trustee Plus Card edges ahead (7/10 vs 6.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.