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Bitcoin.com V-Card

Cashback

0%

Annual fee

Free

Available in

41 countries

The Bitcoin.com V-Card is a prepaid physical card from Bitcoin.com that lets users load and spend several cryptocurrencies, including BTC, ETH, USDT, USDC, and TON, converted to euros. It carries relatively high costs, with a 75 EUR issuance fee, a 1 EUR monthly fee, and 2% charges on both currency conversion and ATM withdrawals, and it offers no cashback. The card supports Apple Pay and is available in 170-plus countries.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+3.5%
FX abroad
+2%
In your own currency
3.5%
≈ 35 per 1,000 spent
Abroad (other currency)
5.5%
≈ 55 per 1,000 spent

Plus 2% at ATMs. Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly fee$1
ATM fee2%
FX fee2%
Conversion fee3.5%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$10k
Monthly limit
Varies
ATM daily
$2k

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BTCETHTONUSDCUSDT

Supported networks

BitcoinEthereumTron

Crypto features

Card type
Prepaid
Custody
Custodial
Credit check
No
Conversion fee
3.5%
ATM per transaction
$800
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

How Bitcoin.com V-Card compares on cost

Every figure above is this card in isolation. Here is where it lands against the other 59 cards we track, using our own fee dataset and the same year-one formula published on our methodology page.

Cost rank abroad#58of 59 cards, cheapest first
All-in cost abroad5.5%FX + conversion · average card 2.06%
Per €1,000 abroad+€34.40more expensive than the average card

What a year with this card costs

ProfileFees/yrFX+convATMCashbackTotal/yrRank
Everyday$1000/mo card · $400/mo ATM$87$660$96$0$843#56
Active$2000/mo card · $800/mo ATM$87$1,320$192$0$1,599#57
Heavy$5000/mo card · $1500/mo ATM$87$3,300$360$0$3,747#57

Year-one view, including issuance. Computed with the public total-cost formula — the same implementation the methodology page and the calculator use.

Figures recomputed from our live fee dataset on every deploy.

Cheaper cards for spending abroad

Cards with a lower combined FX and conversion cost than this one, closest first.

CardAll-inAnnual feeCashback
Tap Card4.38%—8%
Fold Card4.5%$149—
Cryptopay Card4.95%——
Bitsa Card5%——
Blackcatcard5.1%—0.5%

User reviews

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Bitcoin.com V-Card FAQ

Bitcoin.com V-Card holds a trust score of 6.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.