Nexo Card
2%
Free
19 countries
The Nexo Card lets you spend your crypto as collateral, borrowing against your assets instead of selling. Earn up to 2% cashback in Bitcoin or NEXO tokens.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Plus 2% at ATMs. Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
The exchange behind this card
Nexo is more than the card: trading, earn and P2P live in the same account the card spends from. Verified figures below — every value links its primary source.
| Spot maker fee | 0.2% | Verified 20.07.2026 |
| Spot taker fee | 0.2% | Verified 20.07.2026 |
| Futures taker fee | 0.06% | Verified 20.07.2026 |
| Flexible earn | Up to 13% p.a. overall: BTC up to 4.7% / ETH up to 5.25% / DOT up to 13% / SOL up to 7% (needs $5,000+ portfolio to accrue) | Verified 20.07.2026 |
| Card cashback | Up to 2% crypto cashback in Credit Mode (dual Debit/Credit card; €2,000/£1,800 free ATM withdrawals per month) | Verified 20.07.2026 |
Availability: Accounts not available in: Bulgaria, Canada, New York (US) and other listed jurisdictions; site states info not intended for residents of the UK or United States. source
Risk warning: derivatives trading involves significant risk of loss and is not suitable for everyone. Never trade with funds you cannot afford to lose. This is not financial advice.
User reviews
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Nexo Card FAQ
Nexo Card holds a trust score of 8.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Most users speak well of it.