Gemini Credit Card
4%
Free
1 countries
The Gemini Credit Card is a US-only World Elite Mastercard issued by WebBank that pays rewards instantly in a choice of 50+ cryptocurrencies deposited to a linked Gemini account. It carries no annual fee and no foreign transaction fee, earning up to 4% back on gas, EV charging and transit, 3% on dining, 2% on groceries and 1% on everything else. As a true credit card it requires a credit check (roughly 670+ score), and rewards conversion carries an approximate 1.74% spread.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Plus 3% at ATMs. Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
Similar cards
The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.
The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.
The Coinbase Card is a Visa debit card linked to your Coinbase account. Earn up to 4% crypto back on purchases. Available in US and select EU countries.
Gemini Credit Card FAQ
Gemini Credit Card holds a trust score of 7.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Most users speak well of it.