SpectroCoin Card
0%
$13.8
17 countries
SpectroCoin is a long-running Lithuania-based crypto platform whose Visa debit card lets users spend converted crypto in euros at shops and ATMs worldwide, backed by a dedicated personal IBAN. There is no purchase cashback, and the card carries a small monthly maintenance fee of about 1.15 EUR plus a roughly 1% FX charge. Instant virtual and mailed physical cards are offered with Apple Pay support.
Get Card →NomadCard earns from referral partnerships with some providers. Rankings stay independent.
What it really costs to spend crypto
From loading your wallet to paying at the till.
Plus 1% at ATMs. Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
How SpectroCoin Card compares on cost
Every figure above is this card in isolation. Here is where it lands against the other 59 cards we track, using our own fee dataset and the same year-one formula published on our methodology page.
What a year with this card costs
| Profile | Fees/yr | FX+conv | ATM | Cashback | Total/yr | Rank |
|---|---|---|---|---|---|---|
| Everyday$1000/mo card · $400/mo ATM | $28 | $300 | $48 | $0 | $376 | #44 |
| Active$2000/mo card · $800/mo ATM | $28 | $600 | $96 | $0 | $724 | #44 |
| Heavy$5000/mo card · $1500/mo ATM | $28 | $1,500 | $180 | $0 | $1,708 | #45 |
Year-one view, including issuance. Computed with the public total-cost formula — the same implementation the methodology page and the calculator use.
- ATM withdrawals cost 1% — about $5 on a $500 withdrawal. The median across tracked cards is 2%.
- Available in 17 countries — #27 of 59 by coverage.
Figures recomputed from our live fee dataset on every deploy.
Cheaper cards for spending abroad
Cards with a lower combined FX and conversion cost than this one, closest first.
| Card | All-in | Annual fee | Cashback |
|---|---|---|---|
| Tevau Card | 2.2% | — | — |
| Onboard Card | 2.35% | — | — |
| Coinbase Card | 2.49% | — | 4% |
| Based Card | 2.5% | — | 4% |
| Plutus Card | 2.5% | — | 3% |
User reviews
No reviews yet. Be the first to review this card.
Reviews are moderated. We publish honest feedback, including criticism.
Similar cards
The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.
The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.
SpectroCoin Card FAQ
SpectroCoin Card holds a trust score of 6/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.