MetaMask Card vs Phantom Card
The short answer
Winner: MetaMask Card — 7.6/10 versus 6.9/10. It leads on the blend of fees, trust, and community sentiment.
Updated August 2026
MetaMask Card
KYC
Phantom Card
Email only
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
0%
ATM fee
2%
Free
FX fee
Free
Free
Per transaction
$10k
Unlimited
Daily limit
$15k
$5k
Monthly limit
Unlimited
Unlimited
KYC
KYC
Email only
Card type
Debit
Debit
Custody
Non-custodial
Non-custodial
Conversion fee
Free
0.95%
ATM per transaction
$400
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
24
1
Coins
ETH, USDC, USDT
SOL, USDC
Key differences: MetaMask Card vs Phantom Card
| MetaMask Card | Phantom Card | |
|---|---|---|
| Network | mastercard | visa |
Which one should you choose?
MetaMask Card scores 7.6/10 versus 6.9/10 overall — but the better choice depends on what matters most to you.
Pick MetaMask Card for:
wider country coverage, a physical card.
Pick Phantom Card for:
a solid all-round option with no single standout advantage over the other.
MetaMask Card vs Phantom Card FAQ
On our composite score MetaMask Card edges ahead (7.6/10 vs 6.9/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.