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Phantom Card

Cashback

0%

Annual fee

Free

Available in

1 countries

Phantom Cash is a virtual prepaid Visa card built into the Phantom wallet that keeps funds on-chain on Solana until the moment of purchase, so users retain self-custody until they spend. Issued via Lead Bank, it adds to Apple Pay and Google Pay and requires identity verification, which also unlocks bank transfers and on/off-ramps. It currently launched to US users only, with no cashback and no physical card at this stage.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+0.95%
FX abroad
0%
In your own currency
0.95%
≈ 10 per 1,000 spent
Abroad (other currency)
0.95%
≈ 10 per 1,000 spent
One of the cheapest to spend

Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM feeFree
FX feeFree
Conversion fee0.95%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$5k
Monthly limit
Varies
ATM daily
Varies

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

SOLUSDC

Supported networks

Solana

Crypto features

Card type
Debit
Custody
Non-custodial
Credit check
No
Conversion fee
0.95%
ATM per transaction
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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Phantom Card FAQ

Phantom Card holds a trust score of 8/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Most users speak well of it.