Banxe Card
2%
Free
1 countries
Banxe is a UK-focused all-in-one crypto and fiat account whose debit card is currently available only to UK residents and settles primarily in GBP. It advertises no annual, monthly or issuance fees and up to 2% cashback capped at 50 GBP per month, with a 10,000 GBP daily transaction limit and 3D Secure protection. The offering is a physical card without a dedicated IBAN or Apple Pay support.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Plus 2% at ATMs. Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
How Banxe Card compares on cost
Every figure above is this card in isolation. Here is where it lands against the other 59 cards we track, using our own fee dataset and the same year-one formula published on our methodology page.
What a year with this card costs
| Profile | Fees/yr | FX+conv | ATM | Cashback | Total/yr | Rank |
|---|---|---|---|---|---|---|
| Everyday$1000/mo card · $400/mo ATM | $0 | $240 | $96 | −$240 | $96 | #24 |
| Active$2000/mo card · $800/mo ATM | $0 | $480 | $192 | −$480 | $192 | #24 |
| Heavy$5000/mo card · $1500/mo ATM | $0 | $1,200 | $360 | −$1,200 | $360 | #25 |
Year-one view, including issuance. Computed with the public total-cost formula — the same implementation the methodology page and the calculator use.
- ATM withdrawals cost 2% — about $10 on a $500 withdrawal. The median across tracked cards is 2%.
- Available in 1 countries — #55 of 59 by coverage.
Figures recomputed from our live fee dataset on every deploy.
Cheaper cards for spending abroad
Cards with a lower combined FX and conversion cost than this one, closest first.
| Card | All-in | Annual fee | Cashback |
|---|---|---|---|
| Kolo Card | 1.32% | — | 2% |
| Bybit Card | 1.4% | — | 3% |
| Bitpanda Card | 1.49% | — | 1% |
| 1inch Card | 1.75% | — | 1.5% |
| Kast Card | 1.75% | — | — |
User reviews
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Reviews are moderated. We publish honest feedback, including criticism.
Similar cards
The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.
The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.
Banxe Card FAQ
Banxe Card holds a trust score of 2/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.