Bybit Card
3%
Free
17 countries
The Bybit Mastercard debit card lets you spend crypto directly from your Bybit account. Earn up to 10% cashback in trading fee rebates.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Plus 2% at ATMs. Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
How Bybit Card compares on cost
Every figure above is this card in isolation. Here is where it lands against the other 59 cards we track, using our own fee dataset and the same year-one formula published on our methodology page.
What a year with this card costs
| Profile | Fees/yr | FX+conv | ATM | Cashback | Total/yr | Rank |
|---|---|---|---|---|---|---|
| Everyday$1000/mo card · $400/mo ATM | $5 | $168 | $96 | −$360 | −$91 | #18 |
| Active$2000/mo card · $800/mo ATM | $5 | $336 | $192 | −$720 | −$187 | #18 |
| Heavy$5000/mo card · $1500/mo ATM | $5 | $840 | $360 | −$1,800 | −$595 | #18 |
Year-one view, including issuance. Computed with the public total-cost formula — the same implementation the methodology page and the calculator use.
- ATM withdrawals cost 2% — about $10 on a $500 withdrawal. The median across tracked cards is 2%.
- Available in 17 countries — #27 of 59 by coverage.
Figures recomputed from our live fee dataset on every deploy.
Cheaper cards for spending abroad
Cards with a lower combined FX and conversion cost than this one, closest first.
| Card | All-in | Annual fee | Cashback |
|---|---|---|---|
| Trustee Plus Card | 1% | — | — |
| Tuyo Card | 1% | — | — |
| WhiteBIT Nova Card | 1% | — | 10% |
| Wirex Card | 1% | — | 2% |
| Kolo Card | 1.32% | — | 2% |
The exchange behind this card
Bybit is more than the card: trading, earn and P2P live in the same account the card spends from. Verified figures below — every value links its primary source.
| Spot maker fee | 0.1% | Verified 20.07.2026 |
| Spot taker fee | 0.1% | Verified 20.07.2026 |
| Futures maker fee | 0.02% | Verified 20.07.2026 |
| Futures taker fee | 0.055% | Verified 20.07.2026 |
| Flexible earn | USDT 6.56% / USDC 4.00% / BTC 0.40% / ETH 0.80% APR (flexible Easy Earn base rates; promo products excluded) | Verified 20.07.2026 |
| P2P fee | 0% | Verified 20.07.2026 |
| Card cashback | 2-10% cashback by spend tier (Mastercard; card not offered to EEA customers) | Verified 20.07.2026 |
Availability: Not available in: US, Chinese Mainland, Hong Kong, Singapore, Canada, and other excluded jurisdictions (Service Agreement s.11.3). Bybit Card not for EEA customers. source
Risk warning: derivatives trading involves significant risk of loss and is not suitable for everyone. Never trade with funds you cannot afford to lose. This is not financial advice.
User reviews
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The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.
Bybit Card FAQ
Bybit Card holds a trust score of 7.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Most users speak well of it.