Holyheld Card
1%
Free
17 countries
Holyheld is a fully non-custodial Mastercard debit card aimed at DeFi users in the EEA, converting from 1,200+ tokens across 20+ networks at spend time without ever holding user keys. It comes with a Cyprus-based personal IBAN and a one-time account setup fee that varies by card tier (Classic, Limited, Metal). Cashback runs 0.5% for standard tiers and 1% for Metal holders, paid in USDC.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Plus 1% at ATMs. Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
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Holyheld Card FAQ
Holyheld Card holds a trust score of 6.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.