KeyOne logo
KYCVisaApple Pay

KeyOne

Cashback

0%

Annual fee

Free

Available in

41 countries

KeyOne is a non-custodial virtual Visa you issue inside a Telegram bot and add straight to Apple Pay, topping up with USDT or USDC from a wallet whose keys never leave your device. The free Basic plan charges 0.8% per top-up (0% on the €120/year Premium), and you can spend in 200+ countries.

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Fee breakdown

Annual feeFree
Monthly feeFree
ATM feeFree
FX feeFree
Conversion feeFree
Top-up fee0.8%
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
Varies
Monthly limit
$30k
ATM daily
Varies

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

USDCUSDT

Supported networks

ArbitrumBSCEthereumPolygonSolanaTron

Crypto features

Card type
Prepaid
Custody
Non-custodial
Credit check
No
Conversion fee
Free
ATM per transaction
IBAN
No
iOS app
No
Android app
No

Availability

Not available in: KP, IR, SY, CU

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KeyOne FAQ

KeyOne holds a trust score of 5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.