Kinesis Card
2%
Free
17 countries
The Kinesis Card is a custodial, virtual-only Mastercard that lets users spend tokenized allocated gold (KAU) and silver (KAG) alongside crypto with automatic instant fiat conversion at the point of sale. It rewards spending with up to 2% cashback paid in physical gold rather than a token, plus recurring precious-metal yield, though total spend-based earning is capped. Card spending costs roughly 2.17% (1.95% provider fee plus 0.22% execution) with a 1% FX fee and no monthly charge. It is live in 50+ EU-focused countries but excludes the US.
Get Card →NomadCard earns from referral partnerships with some providers. Rankings stay independent.
What it really costs to spend crypto
From loading your wallet to paying at the till.
Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
Similar cards
The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.
The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.
The Coinbase Card is a Visa debit card linked to your Coinbase account. Earn up to 4% crypto back on purchases. Available in US and select EU countries.
Kinesis Card FAQ
Kinesis Card holds a trust score of 6.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.