OKX Card logo
KYCMastercardApple PayGoogle Pay

OKX Card

Cashback

2%

Annual fee

Free

Available in

17 countries

The OKX Card is a virtual Mastercard launched across the European Economic Area in early 2026, letting users spend USDC and USDG stablecoins that are auto-converted to euro at checkout. It stands out for near-zero costs: no monthly, FX or top-up fees and only about a 0.1% conversion spread, plus a German IBAN issued in the holder's name. Base cashback starts at 2% and scales to 5% for VIP tiers, though the card is app-only with no physical version.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+0.1%
FX abroad
0%
In your own currency
0.1%
≈ 1 per 1,000 spent
Abroad (other currency)
0.1%
≈ 1 per 1,000 spent
One of the cheapest to spend

Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM feeFree
FX feeFree
Conversion fee0.1%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
Varies
Monthly limit
Varies
ATM daily
Varies

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

USDC

Supported networks

EthereumSolanaTron

Crypto features

Card type
Debit
Custody
Custodial
Credit check
No
Conversion fee
0.1%
ATM per transaction
IBAN
Yes
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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OKX Card FAQ

OKX Card holds a trust score of 8.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Most users speak well of it.