SC
KYCVisaApple Pay

Spritz Card

Cashback

5%

Annual fee

Free

Available in

41 countries

Spritz Finance is a US-based crypto payments app whose Visa card is issued through Pathward and funded directly from a self-custodied wallet in real time. It supports a very broad range of assets across many chains and charges no monthly, issuance or FX fees, with crypto-to-USD conversion advertised from about 0.5% up to roughly 2%. The newer premium tier adds a physical card and up to 5% cashback on travel, dining and hotels. It is available in 140-plus countries.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
+1%
Conversion
+0.5%
FX abroad
0%
In your own currency
1.5%
≈ 15 per 1,000 spent
Abroad (other currency)
1.5%
≈ 15 per 1,000 spent

Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM feeFree
FX feeFree
Conversion fee0.5%
Top-up fee1%
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$10k
Monthly limit
Varies
ATM daily
Varies

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BNBBTCETHMATICSOLUSDCUSDT

Supported networks

ArbitrumBSCBitcoinEthereumPolygonSolanaTron

Crypto features

Card type
Prepaid
Custody
Non-custodial
Credit check
No
Conversion fee
0.5%
ATM per transaction
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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Spritz Card FAQ

Spritz Card holds a trust score of 5.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.