Tria Card logo
KYCVisaApple PayGoogle Pay

Tria Card

Cashback

6%

Annual fee

Free

Available in

41 countries

Tria is a self-custodial Visa card that spends USDC and USDT directly from a user-controlled wallet across 150+ countries with 0% FX fees. It comes in three tiers (Virtual, Signature, Premium) carrying monthly fees from roughly $2 to $21, and rewards spending with Tria Points worth an effective 1.5% up to 6% cashback. ATM access is available at about $1 plus 1%, with crypto-to-fiat conversion costing around 0.4%.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
0%
FX abroad
+2%
In your own currency
0%
≈ 0 per 1,000 spent
Abroad (other currency)
2%
≈ 20 per 1,000 spent

Plus 1% at ATMs. Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly fee$2
ATM fee1%
FX fee2%
Conversion feeFree
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$1000k
Monthly limit
Varies
ATM daily
$750

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

USDCUSDT

Supported networks

ArbitrumBSCEthereumPolygon

Crypto features

Card type
Debit
Custody
Non-custodial
Credit check
No
Conversion fee
Free
ATM per transaction
$300
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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Tria Card FAQ

Tria Card holds a trust score of 6/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.