Bybit Card vs Gemini Credit Card
The short answer
Winner: Bybit Card — 7/10 versus 6.6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Bybit Card
KYC
Gemini Credit Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
3%
4%
ATM fee
2%
3%
FX fee
0.5%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$10k
Unlimited
Monthly limit
$50k
Unlimited
KYC
KYC
KYC
Card type
Debit
Credit
Custody
Custodial
Custodial
Conversion fee
0.9%
Free
ATM per transaction
$1.2k
Unlimited
Network
mastercard
mastercard
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
17
1
Coins
BNB, BTC, ETH, USDC, USDT
BTC, ETH, MATIC, SOL, USDC, XRP
Bybit Card vs Gemini Credit Card FAQ
On our composite score Bybit Card edges ahead (7/10 vs 6.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.