Bit2Me Card logo
KYCMastercardApple PayGoogle Pay

Bit2Me Card

Cashback

9%

Annual fee

Free

Available in

17 countries

The Bit2Me Card is a custodial Mastercard from Spain's largest crypto exchange, spending from a Bit2Me account across the EEA with no monthly or maintenance fees. Cashback is tiered and paid in the B2M token, reaching up to 9% when spending with B2M at the top tier (roughly 1% at the base tier). ATM withdrawals are free within the EU up to EUR 300 of volume, with a 2% fee outside the EU and about a 1.2% crypto-to-euro conversion cost. Both virtual and physical cards, plus Apple Pay and Google Pay, are supported.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+1.2%
FX abroad
+2%
In your own currency
1.2%
≈ 12 per 1,000 spent
Abroad (other currency)
3.2%
≈ 32 per 1,000 spent

Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM feeFree
FX fee2%
Conversion fee1.2%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$2.5k
Monthly limit
Varies
ATM daily
$300

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BTCETHUSDCUSDTXRP

Supported networks

BitcoinEthereum

Crypto features

Card type
Debit
Custody
Custodial
Credit check
No
Conversion fee
1.2%
ATM per transaction
$100
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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Bit2Me Card FAQ

Bit2Me Card holds a trust score of 6.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.