Tuyo Card
0%
Free
41 countries
Tuyo is a self-custodial virtual Visa card that lets users spend USDC (primarily on Base) directly at Visa merchants while holding their own private keys, backed by a US bank account number. It charges no annual, monthly, issuance or FX fees and advertises an unusually high daily spend limit up to $200,000. Instead of crypto cashback it runs a points program (TUYOs) plus a quirky Buy Now Pay Maybe feature and a referral scheme.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
Similar cards
The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.
The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.
The Coinbase Card is a Visa debit card linked to your Coinbase account. Earn up to 4% crypto back on purchases. Available in US and select EU countries.
Tuyo Card FAQ
Tuyo Card holds a trust score of 6/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.