Krak Card
2%
Free
17 countries
Krak is the card built into Kraken's standalone money app, offering a free physical and virtual debit card with a German IBAN in the holder's name. It is custodial, backed by one of the largest global exchanges, and charges no monthly, issuance, ATM or FX fees, taking roughly a 1% spread on crypto-to-EUR conversion. Cardholders earn up to 2% cashback (paid in EUR or BTC, capped around 240 EUR/month) across 600+ supported currencies, currently focused on European users.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
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Krak Card FAQ
Krak Card holds a trust score of 8.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Most users speak well of it.