Ready Card
3%
Free
17 countries
Ready (formerly Argent) is a self-custodial Mastercard debit card wired to a Starknet smart-contract wallet, so funds stay in the user's control until the moment of payment. Two tiers exist: a free Lite tier with 1% FX and up to 1% rewards, and a Metal tier (~$120/year) with 0% FX and up to 3% back in Ready Points. It offers Google Pay and instant virtual cards, with a $15 sign-up bonus available via referral codes.
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What it really costs to spend crypto
From loading your wallet to paying at the till.
Plus 2% at ATMs. Estimated from provider rates; the conversion spread can vary.
Fee breakdown
Spending limits
Limits shown are for the standard tier and may increase with higher tiers or verification.
Supported coins
Supported networks
Crypto features
Availability
Not available in: KP, IR, SY, CU
Similar cards
The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.
The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.
The Coinbase Card is a Visa debit card linked to your Coinbase account. Earn up to 4% crypto back on purchases. Available in US and select EU countries.
Ready Card FAQ
Ready Card holds a trust score of 6/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.