KuCoin Card logo
KYCVisaApple Pay

KuCoin Card

Cashback

1.2%

Annual fee

$10

Available in

17 countries

KuCard is KuCoin's EEA-only Visa card, available as a free virtual card or a physical card for a 9.99 EUR issuance fee. It converts a handful of top-up coins (BTC, ETH, USDT, USDC, XRP and native KCS) to euro, charging a 2% fee on non-EUR transactions and a small ATM fee, with a 10 EUR annual fee that is waived above 500 EUR of yearly spend. Rewards start at 1.2% and reach up to 3% cashback paid in KCS.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+1.25%
FX abroad
+2%
In your own currency
1.25%
≈ 13 per 1,000 spent
Abroad (other currency)
3.25%
≈ 33 per 1,000 spent

Plus 2% at ATMs. Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual fee$10
Monthly feeFree
ATM fee2%
FX fee2%
Conversion fee1.25%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$20k
Monthly limit
Varies
ATM daily
$350

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BTCETHUSDCUSDTXRP

Supported networks

BSCEthereumTron

Crypto features

Card type
Debit
Custody
Custodial
Credit check
No
Conversion fee
1.25%
ATM per transaction
$150
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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KuCoin Card FAQ

KuCoin Card holds a trust score of 6/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.