THORWallet Card logo
KYCMastercardApple Pay

THORWallet Card

Cashback

2%

Annual fee

Free

Available in

41 countries

THORWallet Card is a non-custodial, self-custody Mastercard tied to THORWallet's multichain DeFi wallet, spending stablecoins with no top-up fee and instant on-chain conversion. It comes in tiered plans (Basic, Premium, Swiss Banking) whose FX markups range from 0.5% to 1.5%, with a Swiss IBAN and up to 2% cashback on the Premium tier. Staking the $TITN token unlocks fee rebates, and it is available in 175+ countries including the US. Virtual cards ship on all tiers; physical cards are Premium-only.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+1.75%
FX abroad
+1.5%
In your own currency
1.75%
≈ 18 per 1,000 spent
Abroad (other currency)
3.25%
≈ 33 per 1,000 spent

Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM feeFree
FX fee1.5%
Conversion fee1.75%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$5k
Monthly limit
$125k
ATM daily
Varies

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

USDCUSDT

Supported networks

ArbitrumBSCBitcoinEthereumSolana

Crypto features

Card type
Debit
Custody
Non-custodial
Credit check
No
Conversion fee
1.75%
ATM per transaction
IBAN
Yes
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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THORWallet Card FAQ

THORWallet Card holds a trust score of 4.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.