Vancelian Card logo
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Vancelian Card

Cashback

0%

Annual fee

Free

Available in

17 countries

Vancelian Card is a euro-denominated Visa debit card from investment platform Vancelian, paired with a dedicated Irish IBAN for SEPA transfers. Users can spend fiat or crypto holdings such as BTC, ETH, and USDC, but the card offers no cashback and applies a 2% FX fee plus 2.5% on ATM withdrawals above a 200 EUR monthly free allowance. E-money services are provided through Modulr, and new users can receive a 10 EUR referral bonus.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+1.25%
FX abroad
+2%
In your own currency
1.25%
≈ 13 per 1,000 spent
Abroad (other currency)
3.25%
≈ 33 per 1,000 spent

Plus 2.5% at ATMs. Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM fee2.5%
FX fee2%
Conversion fee1.25%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$10k
Monthly limit
Varies
ATM daily
$300

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BTCETHUSDC

Supported networks

BitcoinEthereum

Crypto features

Card type
Debit
Custody
Custodial
Credit check
No
Conversion fee
1.25%
ATM per transaction
$100
IBAN
Yes
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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Vancelian Card FAQ

Vancelian Card holds a trust score of 5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.