xPortal Card logo
KYCMastercardApple PayGoogle Pay

xPortal Card

Cashback

0.2%

Annual fee

Free

Available in

17 countries

xPortal is the self-custodial wallet from the MultiversX ecosystem, and its Mastercard is issued in Romania by Capital Financial Services (Twispay). Cardholders keep control of their funds, and cashback is tiered from 0.2% up to 5% in EGLD or UTK depending on how much EGLD they stake. Virtual and physical cards work with Apple Pay and Google Pay across roughly 30 European countries.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+1.49%
FX abroad
+2.5%
In your own currency
1.49%
≈ 15 per 1,000 spent
Abroad (other currency)
3.99%
≈ 40 per 1,000 spent

Plus 1% at ATMs. Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM fee1%
FX fee2.5%
Conversion fee1.49%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$5k
Monthly limit
$10k
ATM daily
$500

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BTCETHMATICUSDCUSDT

Supported networks

BitcoinEthereumPolygon

Crypto features

Card type
Prepaid
Custody
Non-custodial
Credit check
No
Conversion fee
1.49%
ATM per transaction
$200
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

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xPortal Card FAQ

xPortal Card holds a trust score of 3.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.