BC
KYCMastercardApple PayGoogle Pay

Brighty Card

Cashback

1%

Annual fee

Free

Available in

17 countries

Brighty is a Swiss-founded fintech app offering a Mastercard debit card funded from crypto and fiat balances, with a personal Luxembourg IBAN for SEPA, Faster Payments and FedWire transfers. Cashback starts at 1% (paid in USDC) on the free tier and rises with paid Plus and Pro subscriptions. Both instant virtual and mailed physical cards are supported alongside Apple Pay and Google Pay.

Get Card

NomadCard earns from referral partnerships with some providers. Rankings stay independent.

What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+1.4%
FX abroad
+2%
In your own currency
1.4%
≈ 14 per 1,000 spent
Abroad (other currency)
3.4%
≈ 34 per 1,000 spent

Plus 3.5% at ATMs. Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual feeFree
Monthly feeFree
ATM fee3.5%
FX fee2%
Conversion fee1.4%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
Varies
Daily limit
$15k
Monthly limit
Varies
ATM daily
$350

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BNBBTCETHMATICSOLTONUSDC

Supported networks

ArbitrumBSCBitcoinEthereumPolygonSolanaTron

Crypto features

Card type
Debit
Custody
Custodial
Credit check
No
Conversion fee
1.4%
ATM per transaction
$150
IBAN
Yes
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

Similar cards

Crypto.com Visa logo

The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.

BNBBTCETHUSDCUSDT+1
Cashback
5%
Annual fee
Free
MetaMask Card logo
MetaMask CardKYCMastercard

The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.

ETHUSDCUSDT
Cashback
0%
Annual fee
Free
Coinbase Card logo

The Coinbase Card is a Visa debit card linked to your Coinbase account. Earn up to 4% crypto back on purchases. Available in US and select EU countries.

BTCETHUSDCUSDT
Cashback
4%
Annual fee
Free

Brighty Card FAQ

Brighty Card holds a trust score of 4.5/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Some users report issues — skim the community forums before you apply.