Best XRP crypto cards

These cards let you spend XRP at any Visa or Mastercard merchant. We rank them by our composite score: fees, privacy, trust, community, and rewards.

The short answer

The best XRP crypto card right now is Crypto.com Visa (7.8/10). It pays 5% cashback and charges 0 a year.

Updated July 2026

  1. 1. Crypto.com Visa7.8/10
  2. 2. Trustee Plus Card7.2/10
  3. 3. Wirex Card7/10
  4. 4. BitPay Card6.3/10

4 cards found

Crypto.com Visa logo

The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.

BNBBTCETHUSDCUSDT+1
Cashback
5%
Annual fee
Free
Trustee Plus Card logo
#2Trustee Plus CardKYCMastercard

Trustee Plus is a Mastercard tied to a non-custodial crypto wallet where you keep your keys. It converts BTC, ETH, USDT and 30+ assets to euros at the point of sale for roughly 0.5%, pays up to 2% cashback in crypto, and is popular across Ukraine and Eastern Europe.

BTCETHSOLTONUSDC+2
Cashback
2%
Annual fee
Free
Wirex Card logo
#3Wirex CardKYCVisa

Wirex is a multi-currency card supporting 40+ currencies including 20+ cryptocurrencies. Earn Cryptoback rewards in WXT on every purchase.

BTCETHUSDCUSDTXRP
Cashback
2%
Annual fee
Free
BitPay Card logo
#4BitPay CardKYCMastercard

The BitPay Prepaid Mastercard lets you convert your crypto to dollars and spend anywhere Mastercard is accepted in the US.

BTCETHUSDCXRP
Cashback
0%
Annual fee
Free

Frequently asked questions

Crypto.com Visa tops our XRP ranking right now. The list re-sorts weekly, so the leader reflects current fees and reviews.